Privacy policy
  ACCEPTANCE OF THE POLICY
  
    This Privacy Policy (hereinafter referred to as the "Policy") governs the rules and principles of
    the process of collection, processing, storage, and transmission of Users' Personal Data by Rubicoin
    Software Company OÜ, registration code: 44710911, registered at Vesivarava tn 50-201, Tallinn,
    10152, for the Rubicoin Application, which is available on the Android and iOS operating systems and
    complies with the privacy and data security standards established by these platforms.
  
  
    References to the terms "we", "our", or "us" or similar words in content mean Rubicoin Software
    Company OÜ ("Rubicoin"), depending on the context of the Policy.
  
  
    References to the terms "you", "your", or "yours" or their equivalent words in the text refer to the
    Users of the Application.
  
  
    The main purpose of the Privacy Policy is to ensure and control the confidentiality and security of
    Users' Personal data, the processing of which is carried out exclusively under the terms of this
    Policy and international data protection and privacy legislation, which defines the lawful bases for
    processing, storing, and using data, as well as users' rights regarding their data.
  
  
    The decision of Users to provide their Personal data for the use of the Application's services is
    voluntary and made at their discretion. You may refuse to provide the requested information in the
    Application, but such refusal may affect access to the services within the Application.
  
  
    
      1. TERMS
      
        Rubicoin identifies certain terms, the use of which in the Policy text indicates that they
        have a special meaning as defined below:
      
      
        
          1.1
          Personal data - information that identifies the User as a
          specific individual or can
          be
          identified for your interaction with the Application.
        
 
        
          1.2
          User - an individual who interacts with the Application,
          whether identifiable or not.
        
 
        
          1.3
          Application - software that includes software modules and
          code owned by Rubicoin Software Company OÜ. The Application content is protected by
          copyright, trademark law, and other rights related to intellectual property, as well as
          unfair competition law.
        
 
        
          1.4
          EDPB - European Data Protection Board.
        
 
        
          1.5
          CCPA(California
            Consumer Privacy Act) - a law of the state of California, created and
          intended to enhance privacy rights and consumer protections for residents of California
          and the USA.
        
 
        
       
     
    
      2. AGE RESTRICTION
      
        
          2.1
          The Application is intended for use by individuals who have reached the age of 18. If
          you are not of legal age, you can not be a User of our Application. Rubicoin consciously
          and deliberately does not collect information about individuals under the age of 18 and
          believes that such individuals should obtain consent from their legal guardians before
          providing any Personal data.
        
 
        
          2.2
          If you believe that Rubicoin has unintentionally and inadvertently processed and
          obtained the Personal data of individuals under the age of 18, please contact us at
          
Ця електронна адреса захищена від спам-ботів. Вам необхідно увімкнути JavaScript, щоб побачити її. so that we can delete the Personal data of such individuals from our
          resources.
        
 
       
     
    
      3. CONSENT TO DATA PROCESSING
      
        
          3.1
          By providing access to Personal data you consent to their transfer, storage, and
          processing. In turn, we undertake to take all necessary measures to ensure that Personal
          data is processed in compliance with security rules and following the provisions of the
          Policy.
        
 
       
     
    
      4. WHAT PERSONAL DATA WE COLLECT
      
      
        
          4.1
          Rubicoin aims to limit and minimize the amount of Personal Data it collects, as well as
          to provide Users with a high level of confidentiality. We do not request or process the
          following categories of Personal data: first names, surnames, addresses, phone numbers,
          email addresses, payment card and/or bank account information, location data, as well as
          sensitive Personal data such as racial or ethnic origin, religious beliefs, sexual
          orientation, political views, union membership, health information, as well as genetic
          and biometric data, and information about Users' criminal records and offenses.
        
 
        
          4.2
          Automatically collected Personal data.  During interactions
          with the Application from your mobile device, certain information about the User is
          automatically collected, such as IP address to determine the country from which you are
          connecting to the Application, timezone and language settings, as well as information
          about the device you are using to access the Application.
        
 
        
          4.3
          Personal data provided by the Users' initiative. 
          Information that you voluntarily provide during communication with our support service
          through communication means is considered Personal data. This data includes user IDs
          used for feedback and to provide services in the Application.
        
 
        
          4.4
          The Personal data we process and store remains the property of the Users. If changes to
          Personal Data are necessary for the correct receipt of services in the Application,
          Users are responsible for notifying us of such changes.
        
 
       
     
    
      5. METHODS OF COLLECTING PERSONAL
        DATA
      
        
          5.1
          Rubicoin collects identifiable and non-identifiable Personal data of Users during their
          interaction with the Application, when contacting customer support, as well as during
          analytics and advertising campaigns, using advertising and analytics services such as
          Google ADS, Google Analytics, Facebook ADS, and Facebook Analytics, among others. Please
          note that this list is not exhaustive.
        
 
       
     
    
      6. PURPOSES OF USING PERSONAL DATA
      
      
        
          6.1
          Rubicoin processes and has the right to use the Personal data of Users following the
          purposes outlined in our Policy, namely for:
          
            
              6.1.1
              Providing services through the Application;
            
 
            
              6.1.2
              Developing, providing, enhancing, updating, and debugging the Application, as
              well as expanding the provided services;
            
 
            
              6.1.3
              Ensuring internal quality control of services and User security, protection
              against fraud or unlawful activity;
            
 
            
              6.1.4
              Processing requests, complaints, and communication with Users;
            
 
            
              6.1.5
              Ensuring compliance with laws, including the protection of our rights and the rights of third parties.
            
 
           
         
       
     
    
      7. EMAILING AND ADVERTISING OFFERS
      
      
        
          7.1
          Rubicoin does not send out advertising messages or send Users commercial or
          non-commercial offers. We also do not send
          confirmations of the use of Application services or notifications about changes to this
          Policy. You can view the amended
          and/or updated version of the Privacy Policy within the Application.
        
 
       
     
    
      8. DATA RETENTION PERIOD
      
        
          8.1
          Personal data is retained until the User’s deletion request. In the event of such a
          request, Personal data will be
          deleted within 30 (thirty) days from the date of receiving the request. In the absence
          of a request for the deletion of
          Personal data by the User, Rubicoin will retain the data for 5 (five) years from the
          date of receiving the Personal data
          if such retention is necessary for providing services in the Application, accounting for
          statistical, analytical, and
          commercial information.
        
 
        
          8.2
          Note.  When receiving a request from the User for the
          deletion of Personal Data and/or the deletion of the Application,
          Rubicoin may retain some Personal data until necessary to comply with applicable laws,
          fulfill obligations and
          agreements, resolve disputes, and prevent misuse of the Application.
        
 
       
     
    
      9. SECURITY OF DATA STORAGE AND
        TRANSMISSION
      
        
          9.1
          Rubicoin strives to make every effort to ensure that the storage of Personal data, to
          the extent possible, complies with
          GDPR and CCPA legislative acts. Rubicoin takes measures to ensure the security of
          storing Personal data, such as
          anonymization and encryption, ensuring the confidentiality, integrity, availability, and
          resilience of processing
          services, and testing the effectiveness of protective measures, under 
Article 32 of the
          GDPR.
         
        
          9.2
          We implement secure measures for obtaining and storing collected Personal Data of Users
          on servers and hosting, namely:
          
            
              9.2.1
              Implementing AES 256 SIV algorithms for key encryption and AES256 GCM for data
              encryption, ensuring a high level of data
              security;
            
 
            
              9.2.2
              SHA256 hashing algorithm, which helps ensure data integrity and uniqueness;
            
 
            
              9.2.3
              Anonymizing Users’ data to make it impossible to identify a specific User;
            
 
            
              9.2.4
              Encrypting access to the Application using the TLS protocol, which is designed
              to protect against data interception
              during transmission and ensure secure data transmission over the internet;
            
 
            
              9.2.5
              Using the HTTPS protocol, which provides transport security for data
              transmission between the User and the server
            
 
           
         
        
          9.3
          While observing the necessary security measures for data collection and storage,
          Rubicoin cannot guarantee absolute
          protection against potential access, disclosure, alteration, or deletion of data in the
          event of various events,
          including but not limited to hardware or software failures or unauthorized use. Rubicoin
          is not responsible for
          instances of leakage, unauthorized collection and disclosure, resale, and misuse of
          Users' Personal data by third
          parties
        
 
       
     
    
      10. DATA PROTECTION OFFICER
      
        
          10.1
          To enhance control over data storage and security, Rubicoin may appoint a Data Protection Officer (hereinafter - "DPO"),
          who is responsible for compliance with data protection laws, following
          
Articles 37,
          38,
           and 39 of the GDPR,
          specifically to perform the following tasks:
          
            
              10.1.1
              Informing the controller and processor about obligations according to the data
              protection regulation;
            
 
            
              10.1.2
              Monitoring compliance with the requirements of the regulation;
            
 
            
              10.1.3
              Representing the company in supervisory authorities for compliance with the regulation;
            
 
            
              10.1.4
              Consulting in any situations affecting the regulation;
            
 
            
              10.1.5
              Receiving and processing complaints and inquiries from Users to protect their rights,
              under Section 11 of the Policy.
            
 
           
         
       
     
    
    
      11. INTERNATIONAL TRANSFER OF
        PERSONAL DATA
      
        
          11.1
          Transfer of personal data to third parties. Rubicoin appreciates and maintains the
          confidentiality of Users’ data,
          therefore we do not sell Users' Personal data to third parties. However, to provide
          services
          in the Application, we may
          transfer Personal data to our service providers or third parties whose services are
          integrated into the Application.
          Such service providers and/or third parties have access only to the information
          necessary
          for integrating services into
          the Application.
        
 
        
          11.2
          Transfer of anonymized information. Rubicoin may share anonymized information with third
          parties such as publishers,
          advertisers, developers, or rights holders, without the ability to identify individuals
          and
          personalize Users.
        
 
        
          11.3
          Transfer upon change of business ownership. If Rubicoin buys or sells a business,
          information about Users may be
          transferred as part of the business assets. This information will be protected by our
          privacy terms and applicable data
          protection laws.
        
 
       
     
    
      12. INTEGRATED THIRD PARTY SERVICES
      
      
        
          12.1
          To provide services to Users, Rubicoin may integrate third party services into the
          Application. In some cases, these
          third parties may process and collect the Personal data of Application Users. Users’
          data
          transmitted to third parties
          is governed by the Policies and Terms of Use of such third parties. Links to the
          documents
          are provided in the
          Application. By agreeing to this Policy, Users grant the right to process and collect
          their
          Personal data by third
          parties.
        
 
        
          12.2
          Rubicoin does not control third parties services that may be hosted in the Application.
          Such
          services may request
          Personal data from Users, place cookies on Users' devices and/or use other methods to
          collect data. Before using third
          party services hosted in the Application, it is recommended to review their Privacy
          Policy.
        
 
        
          12.3
          Mercuryo.  The Application integrates services provided by
          Mercuryo 
(https://mercuryo.io/), which may conduct Know Your
          Customer (KYC) procedures and process and collect Users’ Personal data. By using
          Mercuryo
          services through the Rubicoin
          Application, Users agree that Mercuryo will collect and process their Personal data
          under
          Mercuryo's Privacy Policy
          
(https://mercuryo.io/legal/privacy/).
          Rubicoin is not responsible for the collection, use, and processing of Users'
          Personal data by Mercuryo, nor does it process or have access to the Personal data of
          Users
          collected and processed by
          Mercuryo. Users are required to review Mercuryo's Privacy Policy before using its
          services
          through the Rubicoin
          Application. Users also understand and agree that Rubicoin may transfer certain Personal
          data of Users to Mercuryo to
          comply with legal requirements and ensure system security and integrity.
        
 
        
          12.4
          The integration of third party services into the Application does not imply any
          connection
          between Rubicoin and them,
          nor does it imply that their Privacy Policy complies with Rubicoin's Privacy Policy.
        
 
       
     
    
      13. USER RIGHTS
      
        
          13.1
          According to the General Data Protection Regulation (GDPR), Users have certain rights
          regarding the Personal Data they
          provide to Rubicoin for the use of services in the Application, namely, the User has the
          right to:
        
 
        
          13.2
          Request access to information.  The User may contact us via
          email at 
Ця електронна адреса захищена від спам-ботів. Вам необхідно увімкнути JavaScript, щоб побачити її. to request access to the
          Personal Data we process and store, following 
Article 15 of the General Data
          Protection
          Regulation. In such a case, we
          will provide a copy of the data we store.
        
 
        
          13.3
          Rectify data.  The User has the right to rectify and/or
          update their Personal data. To do this, you can contact us via
          email at 
Ця електронна адреса захищена від спам-ботів. Вам необхідно увімкнути JavaScript, щоб побачити її. so that we can correct or update your data and notify you
          of such correction, following
          
Article 16 of the General Data
            Protection Regulation.
         
        
        
          13.5
          Withdraw consent for data processing. 
          Users have the right to withdraw their consent for the processing of Personal data
          provided to Rubicoin at any time,
          following 
Article 21 of the General Data
          Protection Regulation. In the event of withdrawal of consent for processing,
          some Application services will become unavailable to you
        
 
        
          13.6
          Request data erasure. 
          The User has the right to request Rubicoin to delete their data following 
Article 17 of the General Data Protection
          Regulation. To delete data, you need to contact us via email at 
Ця електронна адреса захищена від спам-ботів. Вам необхідно увімкнути JavaScript, щоб побачити її.. In the case of a deletion request,
          Personal data will be deleted within 90 (ninety) days from the date of receiving the request. Some information about
          you, such as your wallet address, cannot be deleted from the blockchain, so we will not be able to delete such data. In
          addition, some rights may be restricted, for example, if deleting your information would lead to the disclosure of
          Personal data of another User or if we are required to retain information by law or for fraud prevention purposes.
        
 
        
          13.7
          Your Personal data may remain in our archives, and the information you add or delete may be retained for our
          administrative purposes under the law. Rubicoin does not delete information that you have posted publicly through the
          Application. Also, please note that neither Users nor Rubicoin can delete all copies of information that have been
          previously shared with other parties.
        
 
       
     
    
      14. CALIFORNIA RESIDENT PRIVACY
        NOTICE
      
        
          14.1
          This additional privacy notice is exclusively for residents of California, aimed at
          providing greater control over data
          and applies to the Personal data that Rubicoin collects and processes in the
          Application.
        
 
        
          14.2
          Upon request from a California resident, Rubicoin will provide information about the
          categories of Personal data,
          sources of data collection, the purposes for which this information was collected, and
          the categories of third parties
          to which we disclose Personal data of California residents. CCPA permits you to:
          
            
              14.2.1
              Request access to Personal data and categories of such data collected by
              Rubicoin in the last 12 (twelve) months from
              the date of the request;
            
 
            
              14.2.2
              Request deletion of Personal data stored by Rubicoin;
            
 
            
              14.2.3
              Request disclosure of the purpose for collecting or processing your Personal
              data;
            
 
            
              14.2.4
              Opt-out of the sale of your data to third parties and/or specific categories of
              third parties;
            
 
            
              14.2.5
              Request access and/or information about the data Rubicoin holds regarding you.
            
 
           
         
       
     
    
      15. PRIVACY POLICY UPDATE
      
        
          15.1
          We reserve the right to periodically update and make changes to the Rubicoin Privacy
          Policy to improve the security
          measures for processing and storing Users' Personal data and to comply with GDPR/CCPA
          legislation. Any updates to the
          Policy will be published within the Application. Notifications of such changes will not
          be sent to Users via email or
          through in-app notifications.
        
 
        
          15.2
          By continuing to use the Application after changes have been made to the Privacy Policy,
          you automatically agree to the
          updated version of the Policy.
        
 
        
          15.3
          The Privacy Policy stored in our systems and published on our resources is considered
          current, complete, and obligatory
          for compliance when Users use the Rubicoin Application.
        
 
       
     
    
      16. APP REVIEWS
      
        
          16.1
          Rubicoin collects reviews and recommendations about the Application to effectively
          promote and improve our services.
          Such information helps us respond to User requests, improve the operation of the
          Application, and develop and update new
          products and features that may be useful to our Users.
        
 
        
          16.2
          We adhere to principles of confidentiality and do not publish reviews and
          recommendations without your consent. However,
          if you agree, we may publish your review that includes your Personal data or a reference
          to your profile. If you need to
          update or delete your review, please contact us at: 
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      17. CONTACTING USER SUPPORT
      
        
          17.1
          To resolve any issues related to the collection and processing of your Personal data,
          you can contact Rubicoin user
          support at the email address: 
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          17.2
          You can also request additional information about your rights regarding your Personal
          data by contacting Rubicoin user
          support at the email address: 
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          17.3
          If you encounter privacy issues or have questions or complaints regarding the
          Application and/or our Privacy Policy, you
          can contact Rubicoin user support at the email address: 
Ця електронна адреса захищена від спам-ботів. Вам необхідно увімкнути JavaScript, щоб побачити її.